ACCIDENTassure: Accident Insurance Coverage

ACCIDENTassure: Accident Insurance Coverage

Man in a blue shirt with a cast on his right arm

What is accident insurance and who needs it?

We all know accidents happen. One in eight Americans (39 million people) receive medical attention for nonfatal injuries annually while falls are the leading cause of all accidental injuries in the U.S. responsible for nearly nine million ER visits yearly.

How can ACCIDENTassure help protect yourself and your family?

Accident insurance is defined as insurance providing for loss resulting from accidental bodily injury. An accidental injury is an injury to your body solely caused by and resulting from a sudden, unexpected and unforeseen event. These injuries can include but are not limited to:

  • Fracture
  • Dislocation
  • Laceration requiring sutures
  • Injuries requiring surgery
  • Paralysis
  • Burn

ACCIDENTassure provides benefits to help protect your family with the care and treatment provided for each incident, whether one happens on or off the job. With two levels of coverage, this accident insurance pays the benefit to the insured for injuries from a covered accident. Qualifying expenses to receive these benefits include (exclusions and limitations apply):

  • Inpatient hospital confinement
  • Intensive care unit
  • Ambulance
  • Emergency room visits
  • Transportation
  • Family lodging
  • Physician’s office visit
  • Physical therapy
  • Medical imaging
  • Medical appliances
  • Prosthesis
  • Blood and plasms

Each level of accident insurance is available to member + family, with no lifetime maximums and the rates will not increase because you use your policy. ACCIDENTassure helps to take care of out-of-pocket medical and non-medical costs that major medical insurance does not cover. These costs can include co-pays, deductibles, co-insurance and any other expenses you determine fit.

Gain the extra protection you need with ACCIDENTassure.

Please contact our Agent Services or Member Services Team to receive more information at 214-389-9072.

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