Life 360 AD&D is an affordable way to ensure loved ones are financially protected in the event of an accidental death or dismemberment.
Accidents are the third leading cause of death in the U.S. after heart disease and cancer. The Center for Disease Control labels accidents as the number one cause of death for adults ages 25 to 44. For men and women, ages 1-44, unintentional injuries ranks number one as the leading cause of death.
What is Accidental Death and Dismemberment Insurance?
This type of insurance policy covers an unintentional death or dismemberment and is paid to the policy holder or beneficiary when a covered incident happens. An AD&D policy has a schedule of covered losses in which a percentage is paid per the result of an injury.
Member Eligibility
- Membership in the Health Depot Association
- Between the ages of 18 and 64 on the effective date
- Member Only coverage
- There is no coverage for Dependents (Spouses pay enroll in their own plan)
- Child Only Coverage is Not Available
- Available in 48 states and DC
Accidental Death & Dismemberment Insurance Benefit Options
There are three levels to choose from:
- Level 1: $50,000 AD&D
- Level 2: $100,000 AD&D
- Level 3: $150,000 AD&D
Eligible members are part of the Health Depot Association with access to money saving discounts and benefits. Life 360 AD&D also provides policy holders with access to AirMed and FreeWill.
Additional AD&D Benefits
Life 360 AD&D includes additional benefits for special circumstances, such as if the policy holder was wearing a seat belt during an accident that led to injury or death. Other benefits included are:
- Higher Education Benefit
- Rehabilitation Benefit
- Repatriation of Remains Benefit
- Home Alteration & Vehicle Modification Benefit
- Emergency Medical Evacuation Benefit
- Airbag Benefit
What is AirMed?
AirMed is the leading air medical company in North America offering a membership, not insurance. There are no forms to fill out, no medical history questions, no deductibles or co-pays, no pre-existing conditions clauses, and no medical necessity clauses. AirMed takes you to the hospital of your choice with no financial limits on medical transports, also providing access to a 24/7 Medical Hotline for emergency physician consultations while traveling.
What is FreeWill?
FreeWill is an estate planning tool designed to be warm, accessible, and totally free – so you can more easily care for the people and causes you love. Creating a will is simple and intuitive with an easy tool with questions about you and your wishes. A will is important for everyone and can ensure that your wishes are known, alleviating some of the stress and cost associated with probate proceedings after a death.
Life 360 AD&D has you covered and gives you peace of mind that your family will be financially protected should you suffer an accident or injury. With three plan choices and additional benefits it’s easy to find a plan to fit any lifestyle. Please contact or Agent or Member Services to receive more information at 214-389-9072.
