Convenient access to healthcare can be hard to come by these days. That is why our team at American Online Benefits Group created Wellness 360 (2.0).
Our members deserve to have access to a large network of doctors, other healthcare professionals, and health-centric value-added benefits to improve overall well-being. Introducing Wellness 360 (2.0). Let’s take a look into what great benefits this plan has to offer.
Member Eligibility
- Between the ages of eighteen (18) and sixty-four (64)
- Reside in an approved state
- Dependent child(ren) under twenty-six (26) years of age
Wellness 360 (2.0) Plan Highlights
- 2 Networks to help members with lower health services cost – Hooray Health and First Health.1
- Pay ONLY $25 and no balance bill for Retail Clinic or Urgent Care Center visits (labs, x-rays and other services included). No surprise medical bills following your visit.2
- Discount programs help members save on everyday health care needs.
- No deductibles to meet.
- Providers submit claims, so members don’t have to.
- Prescription Drug Program offers lowest price on medications.3
- There is a 12-month Pre-existing Condition Limitation for all benefits.
Hooray Health and First Health Networks
As mentioned, having access to healthcare providers can be a challenge. Our Wellness 360 (2.0) plan give members access to two large networks of providers: Hooray Health Network and First Health Provider Network.
- Hooray Health Network
- High-Quality Immediate Care
- Open Evenings & Weekends
- Lower Cost Than Emergency Rooms
Access to Innovative Retail Clinic and Urgent Care Center networks for everyday illness and injury will only cost our members a $25 payment, with no balance bills.*
- First Health Provider Network
- Over 800,000 Providers in all 50 States
- 96% of Population has Access Within 20 Miles
- Members Save an Average of 32%-52%
If a specialist or primary care physician is needed, discounted rates for services at those and other medical providers are available to our members through this network.
The Hooray Health Network includes retail clinics such as CVS Minute Clinic.
The Value in Our Wellness Plan
This plan provides our members with additional ways to save on out-of-pocket costs associated with injury and illness.
- Rx Medication Program
- Critical Illness Benefit**
- Diabetic Supply Program
- Accident Benefit
Includes 95 ACA drugs at no cost, and discounts on all other medications.
Assistance in the event of a critical illness diagnosis or medical emergency.
Choose from quarterly testing programs or purchase supplies as needed.
Assistance when the member experiences an unexpected, qualifying accident.
Wellness (2.0) Benefits
Our members have five levels of plans to choose from that best fits their lifestyle and budget.
- Basic
- Includes (2) Outpatient Doctor Office Visits up to $150
- Includes (1) Urgent Care Visit- $25 Payment
- (2) Diagnostic & Lab Testing Benefits Included
- Wellness Care Visits Benefit
- Aetna Dental/ Coast to Coast Vision Access
- Hooray Health & First Health Networks
- Plus
- Includes (3) Outpatient Doctor Office Visits up to $150
- Includes (1) Urgent Care Visit- $25 Payment
- (2) Diagnostic & Lab Testing Benefits Included
- Wellness Care Visits Benefit
- Aetna Dental/ Coast to Coast Vision Access
- Hooray Health & First Health Networks
- Preferred
- Includes (3) Outpatient Doctor Office Visits up to $150
- Includes (2) Urgent Care Visits- $25 Payment
- Includes (3) Emergency Room Visits up to $50
- (3) Diagnostic & Lab Testing Benefits Included
- Anesthesia, Hospital Confinement & Surgery Benefits
- Wellness Care Visits Benefit
- Aetna Dental/ Coast to Coast Vision Access
- Hooray Health & First Health Networks
- Premium
- Includes (3) Outpatient Doctor Office Visits up to $150
- Includes (2) Urgent Care Visits- $25 Payment
- Includes (3) Emergency Room Visits up to $50
- (6) Diagnostic & Lab Testing Benefits Included
- Anesthesia, Hospital Confinement & Surgery Benefits
- Wellness Care Visits Benefit
- Aetna Dental/ Coast to Coast Vision Access
- Hooray Health & First Health Networks
- Platinum
- Includes (4) Outpatient Doctor Office Visits up to $150
- Includes (2) Urgent Care Visits- $25 Payment
- Includes (3) Emergency Room Visits up to $50
- (6) Diagnostic & Lab Testing Benefits Included
- Anesthesia, Hospital Confinement & Surgery Benefits
- Wellness Care Visits Benefit
- Aetna Dental/ Coast to Coast Vision Access
- Hooray Health & First Health Networks
Smart Health Pay Card
The SmartHealth PayCard™ Mastercard® credit card is designed for healthcare expenses for people and their pets. It can used for day-to-day expenses like prescriptions and co-pays, and toward deductibles in case of a surgery, emergency or accident.
Express Approval Process: Get access to up to $30,000 as a line of credit within minutes of application, if approved. Approved applicants are emailed a virtual card to make same-day payments toward family health needs and veterinary services.
Freedom of Choice: No restrictive networks. Choose any provider, facility, or veterinarian. Use at any healthcare practitioner where Mastercard® is accepted.
Your Everyday Card: Pay for veterinary services, health insurance premiums, deductibles, copays, preventative care, emergencies, dental, mental health, vision, and more.
At No Additional Cost: Cardholders and their families also receive unique healthcare benefits, so you can stay focused on your health, not how to pay for it.
Additional Value-Added Benefits
The following value-added benefits are included with each membership.
- My Telemedicine
- SimpleScripts Rx
- Aetna Dental Access
- Direct Labs
- TruHearing
- Coast to Coast Vision
- ICE Tracer
- Wellpons
- Imaging
Wellness 360 (2.0) helps with out-of-pocket expenses associated with an unforeseen injury or illness. With five plan choices and additional benefits it’s easy to find a membership to accommodate each person’s style of living. Contact our Agent or Member Services today for more information at 214-389-9072.
1Members are not required to utilize the provider networks. The networks are not part of the insurance product.
2Hooray Health Network Retail Clinic and Urgent Care Participating Providers will accept a $25 payment at time of service, as Member payment in full for Covered Services, when the claim is assigned to the provider.
3This program is not insurance and is not underwritten by an insurance company.
*No balance bills apply for covered services with contracted Hooray Health Network Providers.
**Available on Preferred, Premium & Platinum plans.
