In 2017, the idea of Pin Paws was born. It has since developed into several beneficial pet products, including Pin Paws Pet Care. With over 200,000 people a month searching for pet insurance, the demand was present, and this competitive product was created.
Pin Paws Pet Care stands aside from other carriers as it does not take into account a pet’s age, breed or location.
With most other insurers, these attributes play a part when determining the monthly premium. Pin Paws Pet Care simply asks two questions:
- Do you have a dog or a cat?
- Do you want a $2,000 or $5,000 max annual pay-out?
Pin Paws Pet Care has an across the board, standard deductible and co-pay. The deductible the pet owners is responsible for is 10% of the veterinarian bill up to their allowed limit. The co-pay for any vet services rendered is $100. This means, for example, if a pet owner has a $1,500 medical bill, they will be reimbursed $1,260 ($1500- $100 deductible = $1,400 X 90% = $1,260). The deductible and co-pay do not change throughout the pet’s life as most insurance companies do.
Once your pet is insured, they will remain insured for the same monthly premium for the remainder of their life.
Our rates do not increase with age. An owner can expect to pay the same amount if their pet is 1 year old or 16 years old. Of 15 competitor pet insurance companies, each one increases their rates yearly as the pet gets older. Only between the ages of 1 and 2 years old do some rates stay the same.
Included with Pin Paws Pet Care is a membership to whiskerDocs.
The service they provide is similar to human telemedicine, however, it is telehealth for pets. whiskerDocs provides access to a veterinarian 24/7 via chat, text or email. An example of when this service could be used is if your cat swallows a ball of string, your dog gets into the trash and starts acting funny or your pet suffers a minor cut or injury. The assistance received from whiskerDocs will educate you on how to care for your pet, whether your pet needs to be seen by a vet right away, or if they are safe to be seen by your normal veterinarian the next day. whiskerDocs provides a great way to save on expensive and unnecessary vet bills in the event they can be avoided.
Pin Paws RX is a discount prescription card for the whole family.
The fuzzy friends and the human friends all benefit from this program which is honored at over 62,000 pharmacies nationwide. This card is to be used on prescriptions that are not otherwise covered by medical insurance and offers instant savings on brand-name and generic prescription medications.
Pin Paws is a lost pet notification system that is driven by an innovative pet tag.
The tag contains a QR code with a dedicated pet ID number. Pet owners are able to store all of their pet’s vital information in their online Cloud-based profile. This information includes emergency contacts, veterinarian and medical information, pet insurance, and much more. If a pet is lost and then found, their information can be accessed via scanning the code, online, or calling our 24/7 Customer Service number. When their tag is accessed, the owner receives a text message with the geo-location of where their pet has been found. This provides a secondary way to reconnect pets with their owners, in the event it is after veterinarian hours and a microchip is unable to be scanned, or the microchip has moved. A Pin Paws tag alleviates the need for the person who has found the pet to drive to a veterinarian as the pet’s information is readily available.
Pin Paws Pet Care is more than just pet insurance. There are many value-added benefits that are bundled within each plan, at no extra cost to the consumer. This insurance product offers pet owners more for the dollar than found with the other 15 competitors that were researched.
American Online Benefits Group is proud to be partnered with Pin Paws Pet Care and is available to help pet owners with their insurance needs. Please contact our agent or member services to receive more information at 214-389-9072.